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Key Strategies To Target Ultra High Net Worth Individuals – 2023 Guide

Source: infinitaskc.com

When you are talking to people, and you know that you look like a potential client, it is a good idea to highlight some of your attractive attributes. This can include things like your good looks and your sense of humor, your love for animals, and your love of children. Suppose you are interested in making yourself appealing to the opposite sex. In that case, you should be focusing on your skills as a salesperson and your negotiation skills, and those are things that people find very attractive. One of the best strategies to make yourself attractive to others is to get a good haircut because this makes you look more personable. People find it much easier to approach you if they believe you are a viable proposition. If you want to look at full information about how to interact with ultra high net worth individuals or about wealth management, you can check this link https://pillarwm.com/why-it-matters-ultra-high-net-worth-or-high-net-worth/ .

How does this elite audience (UHNW) use the Internet?

Source: northlandingfp.com

They go online when they have something important to say or need to find out the scoop on a person, place, or thing. In the past, the only way to find this information was to hire a private investigator. Now, with the help of the Internet, you can have access to everything you need at your fingertips. You no longer need to spend large sums of money to find out this type of information.

The question remains, how does someone get the information they need? Is there a secret method that only a few people know about? One of the best methods of finding out information on anyone is the use of search engines. This is a proven way that has worked for years. All you do is type in the person’s name into the search box, and you should receive some results. The only issue with this method is that it doesn’t work for everyone.

The Internet also offers you the option of hiring a private investigator. This method used to be very expensive, but now you can have access to the same information for less than what you would spend on a cup of coffee! Hiring an investigator can be expensive, but you can save money in the long run if you find the right one. These services charge per hour or by the hour, and most people prefer to use the one that charges the most. As you search the Internet for answers on how ultra high net worth individuals use the Internet, you will notice many different services offer this service. Some charge per click, while others charge per minute.

What are some key strategies to target high-net-worth individuals?

Source: sisinternational.com

One of the most powerful keys is that you have to make yourself very appealing to them. The more attractive you are, the better off you will be, so you have to make sure that you get your hands on people who have money. To make yourself appealing, you need to know how to capitalize on your looks and your income, so it makes sense to know some key strategies to target high net worth individuals.

It is very important to look at yourself in the mirror when trying to make yourself appealing. You want people to be attracted to you, not repelled. You should focus on your physical attractiveness, for starters. This can be done in several ways, but the best is to find a photographer who takes professional pictures of people who are considered models and take great care in the modeling agencies they work with so that people like you show up in their photographs. You need to know some key strategies to target high net worth individuals, and one of them is to make sure that you get a good look at yourself in the mirror before going out to meet someone. This will help you determine whether or not you are a potential long-term client for someone.

How do you target the world’s wealthiest on social media?

Source: kredx.com

By implementing key strategies in the right places, creating a highly visible online presence, and connecting with those who influence your target audience. Many in the media have been successful at this, but what about those building a following who are not so good at building a following? Where do we start? If you are working in the media or trying to figure out how to use social media to reach the world’s most elite audience, you need to consider some key strategies that will help you get through the cracks in the system.

The world is changing rapidly, and with it, new rules and trends emerge quickly. We know that Facebook and other social media platforms will continue to expand their reach, but what are some of the key strategies that will keep you in business even after the rules change? In addition to being able to stay ahead of the curve and being able to deliver on the promise of delivering “first impressions” to your potential customers and clients, it is also important to consider that there will be fewer media coverage based around the traditional marketing approaches that you currently use.

Since fewer media coverage will be more targeted, you will need to take the time to build a large following with high-net-worth individuals. While Facebook and other social media platforms will provide you with a large target audience, you need to make sure that you have a qualified audience.

5 Benefits Of COVID-19 Disinfecting Services For Your Business – 2023 Guide

Source: chicagobusiness.com

You could say that the COVID-19 pandemic changed our way of life. No longer do we feel free to go out, hang out with friends, and work safely at the workplace. Every business has had to suffer due to the economic impact and enforce special protocols so that employees can return to work.

And one of the many protocols is to keep the workplace clean to prevent the spread of the virus.

Little do businesses know is that you can hire disinfecting services to come in and do a full sweep of the workplace. Engaging in disinfection services from companies such as this can help to maintain a clean and germ-free office environment.

Let’s talk more about that in this article.

1. Keeps the Workplace Clean

Source: dailysabah.com

The obvious benefit of hiring such services is that it keeps the workplace clean. This goes a long way in preventing the spread of the virus among your employees. Seeing as the virus isn’t harmful, every COVID case among your employees can have serious complications.

The more sick employees a business has, the more sick days it has to give out. You can say that businesses are the ones to suffer the most whenever a virus spreads throughout the world. And during these hard times, employees rarely think of working and more on protecting themselves and their loved ones.

So what better way to prevent the spread of the virus than keeping the workplace clean by hiring COVID-19 disinfecting services?

2. Motivates Your Employees

Source: arche-nova.org

Every employee wants to work in a clean and safe environment; especially in times such as this. The COVID-19 pandemic has made people more aware of their environment. And people now look at the state of the workplace. If the workplace isn’t fresh, clean, or free from the virus, then chances are the employees won’t want to come.

A filthy office presents the perfect conditions for the spread of the virus. Thus, people will have a hard time getting motivated for work when they know they can just as easily get infected with the virus.

Thus, you have to make sure the office stays clean as frequently as possible. To do that, it’s best that you hire COVID-19 disinfecting services as they know how to do that.

The more the office is cleaned and well-maintained, the more your employees will be motivated to do their jobs. And if there is anything we know is that a happy employee is a productive one.

3. A Safer, Healthier Workplace

Source: ercmidwest.com

The health of the employees must be a businesses’ number one priority. The employees are the workforce, the fuel that powers your business, the engine of the car. Naturally, you’d want to keep them as healthy as possible.

To do that, well you have to change the way you do things. Cleaning the office once a month is no longer an option. While this is mainly due to the COVID-19 pandemic, employee health should be your number one priority.

To do that, why not hire COVID-19 professional cleaning services such as spotlesscleaningchicago.com. Not only are these services fully equipped to deal with all the needs to clean and maintain your office, but they also follow COVID-19 safety protocols.

There are a few things to note when it comes to maintaining a healthy work environment. The best approach is to use green products that contain no toxins or deadly chemicals. This can be very helpful as the emphasis on environmentally-friendly operations is a priority for many businesses.

Not only that, but toxic chemicals can be potentially harmful to your employees, which would only make things worse in our current state.

Whenever hiring a professional disinfect service, always make sure that you’re hiring the right one.

4. Long-Term Benefits

Source: phes.io

When it comes to hiring COVID-19 disinfecting services, there are both short-term and long-term benefits. The short-term benefits have to do with the current health of your employees. But the long-term benefits are something that every business owner should think about.

For starters the more you maintain a healthy environment, the fewer sick days your employees will have. The more your employees are available, the more work they’ll do. And if there is anything we know about these turbulent times is that business is slow.

Your business has to offer a superior product to beat off the competition. And you can’t do that while having half of your workforce sick from COVID-19.

5. Higher-Quality Virus Disinfecting

Source: thestatesman.com

Normal cleaning services simply won’t do it when it comes to removing traces of COVID-19 from your offices. The emphasis has to be placed on quality, use of the latest technologies, and attention to detail. Missing even a single spot can spark a fire in your office.

Thus, whenever hiring cleaning services, make sure they know what they’re doing. Specialized COVID-19 disinfecting services exist that offer businesses just that; removing traces of COVID-19 from your offices.

Here are a couple of services that the right company needs to offer you:

  • Complete office cleaning
  • Carpets and rugs
  • Air ducts
  • Floor cleaning
  • Surface area cleaning
  • Bathroom cleaning

Hiring the right company can make a difference in removing traces of the virus and creating an environment where it can spread even further.

Cleaning Key Touchpoints

Hiring professional COVID-19 disinfecting services is one thing, but you can go out of your way and try to clean key touchpoints in your office.

These are the key areas that employees frequently use, making them more likely to spread the virus. When it comes to key touchpoints in your office, there are a few notable ones such as door handles, desks, computer equipment such as the keyboard and mouse, bathroom sink and faucet lever, the entire kitchen and all the equipment inside, etc.

These are the parts of the office that people will regularly use regardless if they fear the virus or not. So you should at least make it so they’re always clean or at least enforce a protocol where people would wipe the surface areas once they’ve used them.

5 Useful Tips & Tricks for End of Tenancy Cleaning – 2023 Guide

Source: evocleanpro.com

Renting an apartment can be a great idea for anyone who moves often or isn’t interested in buying their own place for any reason. However, when you’re renting a place, you need to be extra careful and keep it clean. In the beginning, a landlord usually asks for a deposit to make sure you’re going to pay attention and take good care of their place. You get the deposit back after you decide to leave, and the landlord makes sure everything is in perfect order. If you’re thinking about ending your tenancy, you should start planing the final cleaning before you leave the apartment. That is why we decided to share with you some useful tips and tricks for successful end of tenancy cleaning.

1. Use different products for different surfaces

Source: enterpriseflagler.org

When you go shopping for cleaning products, make sure you choose the right cleaning products for all parts of the house. Different surfaces require different products. The kitchen surfaces are often greasy, especially if you haven’t cleaned them regularly after meal preparations. So you need something extra strong that will dissolve those oils. On the other hand, you’ll have to deal with dust in the living room since it tends to settle on the shelves and creep deep into the furniture. There are special products for furniture cleaning, so you should use those to help you out. Use cleaning agents intended for wooden surfaces on your wooden floors. For windows, you should use cleaning products that are suitable for glass, and for your bathroom use sanitary products. It may sound like a lot to you, but if you have maintained your home regularly, you probably already have most of these products. If not, we still recommend that you get all of these products because they will ensure optimal cleaning of the apartment and that your landlord will have no objections.

2. Start from the kitchen

Source: cleaningspaces.net

People usually spend most of their time cleaning the kitchen. First of all, there are so many different items in the kitchen that needs to be moved to be able to reach all the sections. You probably have a lot of food, home appliances, and cutlery all over your kitchen. Move everything and start cleaning the kitchen with adequate cleaning products and some warm water. Make sure to clean both inside and outside of all cabinets, and don’t skip anything. Pay special attention to cleaning the oven since it tends to get very greasy with time. You’ll maybe need to go over it a few times with the product, but don’t stop until it’s sparkling clean. Another work that needs to be done in the kitchen is descaling the sink. If a lot of limescale has accumulated over time, find the best way to remove it completely. Especially if the sink was completely clean when you moved in.

Take out all the food from the refrigerator and wipe all the surfaces inside. You can soak it in soapy water and leave it for a while, then wipe it with a dry cloth. Use baking soda to remove unpleasant odors from the refrigerator. In the end, unplug it and leave the doors of the refrigerator open before you leave the apartment.

If you start with the cleaning and see that it is too much work for you, we recommend considering hiring professionals to do it instead of you. There are plenty of companies with specialists that can clean your home thoroughly while you pack and work on other moving activities. If you want to find someone who can help you with your end of tendency cleaning, check this.

3. Proceed with the living room

Source: carpetcleaninglondon.net

Living room furniture collects a lot of dust over time. And the same goes for carpets and shelves. You should thoroughly vacuum the carpet and every piece of furniture and wipe all the shelves. After vacuuming, it is necessary to wipe the furniture with appropriate products and cloth. If you see that the work you’re doing isn’t leading you to the desired results, you can always hire a professional to do deep cleaning of furniture. Polish your coffee tables, chairs, and all details in the living room.

4. Bathroom

Source: valetmaids.com

Depending on the size of the bathroom, you’ll need some more or less time to make it sparkling clean. Firstly, you should wipe all the surfaces with sanitary cleaner. Check all the drain pipes to make sure the water can flow normally, without obstacles. Wipe the mirrors thoroughly, until you notice there are no stains. Dedicate to cleaning tiles and joints in detail. If you wipe them well, it will really make a change, and the whole bathroom will look a million times better

5. The final quick cleaning

Source: lambcleaning.com

Right before you leave, make sure to cross-check all the parts of the house, and clean the mess you made while cleaning. Although you cleaned all the rooms, there is some final cleaning work you should do to leave the apartment in a perfect state. Check if there are any marks on the wall and wash them quickly if you notice some. Collect all the garbage in a large bag and leave it somewhere close to the door, so you don’t forget to take it with yourself on your way out. Take some time to do these final steps since you cannot know how much time you’ll need, and you don’t want to overlook something just because you are in a hurry. Doing a final quick cleaning can help you leave the apartment flawless, and make your landlord very satisfied.

Conclusion:

Leaving the place you were renting for a while means that you’ll need to do the end of tenancy cleaning. Often landlords take deposits in the beginning, and won’t take them back if they don’t see the apartment is in the perfect shape. You should take a few days to get all the necessary products and tools and clean all the rooms thoroughly. If you can’t seem to do all the work by yourself, you can always hire a professional to help you. Give your best to leave the apartment you rented in perfect shape, get your deposit back, and stay on good terms with the landlord.

Benefits of Prefabricated Shower Kits for Small Spaces

shower kits
Source: freepik.com

When living in a smaller home or apartment, maximizing space while maintaining style and functionality is crucial. Prefabricated shower kits are a perfect solution, offering a compact, efficient, and stylish way to include a full-featured bathroom without sacrificing valuable square footage.

This blog post explores the many advantages of these shower kits and how they can transform a small bathroom into a more functional and visually appealing space.

Easy Installation and Maintenance

shower installation
Source: freepik.com

Because they are easy to install, prefabricated shower kits are a popular option for both professionals and do-it-yourselfers. All required parts, including the shower base, walls, doors, and occasionally even built-in shelves and chairs, are included in these kits.

These shower cubicles for small spaces are designed for straightforward assembly, allowing installation to frequently be completed in just a day or two. This not only saves on labor costs but also minimizes disruption in your home.

Another significant benefit is their low maintenance. Most are made from durable materials like acrylic and fiberglass that resist mold and mildew. These surfaces are also non-porous, which means they don’t absorb moisture and are easier to clean.

A simple wipe-down with mild soap and water is usually enough to keep them looking new, unlike traditional tiled showers that require regular grout cleaning and sealing.

Space Efficiency

space efficiency
Source: freepik.com

For small bathrooms, every inch counts. Prefabricated shower kits come in various sizes and shapes to fit into corners or against single walls, maximizing the available space.

Some kits are designed specifically for tight spaces, incorporating features like sliding or bi-fold doors that require less clearance than traditional swinging doors. This efficient use of space can make a small bathroom feel larger and more open.

Many prefabricated kits include built-in shelves, niches, or benches, which provide handy storage without taking up additional space. These features help keep your shower area organized and free from clutter.

By integrating these elements, prefabricated showers eliminate the need for extra shelving units or hanging racks that can make a small space feel cramped and crowded.

Cost-Effectiveness

bathroom
Source: freepik.com

In general, they are less expensive than custom tile installation. These kits’ all-in-one design offers everything needed for a full shower at a single cost, frequently saving money over purchasing separate pieces for a customised installation.

Because of the shortened installation time and lower labour expenses, this is a cost-effective option for homes on a tight budget.

Investing can also lead to long-term savings. The durability and easy maintenance of materials like acrylic and fiberglass reduce the need for frequent repairs or replacements.

Moreover, the efficient installation and inherent durability of these materials help preserve the structural integrity of your bathroom walls and flooring by preventing water damage, a common issue in bathrooms.

Conclusion

The combination of prefabricated shower kits’ elegant designs that go well with any type of home, ease of installation, and affordability make them an excellent choice for tiny spaces.

These kits offer an affordable option that satisfies the demands of contemporary living in small spaces, whether remodelling an existing bathroom or creating a brand-new one.

Dr. Steve Sjuggerud’s True Wealth – A Beginner’s 2023 Guide

Source: usatoday.com

True Wealth is a subscription newsletter that provides financial advice backed by market research and analysis. The newsletter is sent monthly through email.Now and then, a little extra cash will support you for over a year. Not everybody has the energy or time to work hours to find an additional job. However, investing in passive benefit schemes is one way to gain extra income.

These  have been studied and analyzed to help users access relevant insights. They use powerful computer programs to help them passively make money in the stock market, advertising, and other niche markets. Here is some more info on the True Wealth review by a real member.

What Is True Wealth?

Source: passivecashsystems.com

True Wealth Programs is an innovative consumer product that allows consumers to access business techniques to gain additional income. Most of these techniques are approaches that most types of structures do not appear to endorse. Each strategy includes procedures and methods for implementing easy-to-buy ETFs that help you generate passive income over time. After two decades of research on passive income, Dr. Steve Sjuggerud has created this system. His investment strategy covers more than 40 areas that can provide you with many profit opportunities.

Following the success, Dr. Sjuggerud recruited a professional team of computer programmers and scientists and used their knowledge to develop the system. Use research and real data to help generate accurate results and income. After decades of testing, many customers get a return on investment of up to 60%. At first glance, the program seems suitable for commercial investors and people who already understand passive profit. Instead, the plan is for ordinary working citizens looking to earn extra pennies here and there. If you are ready to invest and have several hours to read the teaching methods and take the next moves, the company will make sure it is worthwhile.

What Does True Wealth Offer?

Any time you sign up, you will get the additional advantages by participating in the True Wealth:

  • The equity portfolio will double in one year.
  • Annual subscription or access to True Wealth.
  • Visit the True Wealth website for one year.
  • One year of true wealth opportunity is designed to provide an easy investment.
  • One Year’s Real Chance to Get Rich: China.

The program contains a range of helpful resources to help you learn where and how to invest for financial advantage.

The Homepage

Source: youtube.com

A welcome screen will appear after logging in, displaying the necessary information about the website and the information provided on it. A bulletin will be shown to help you stay up-to-date with consistent updates and other system instructions. All the home page tips ensure that you never get lost or stuck on what to do. Also, the information in the guide facilitates navigation and access to all the functions of the website.

Launch and monthly update

As part of this package, you will receive questions and update files to help you stay up-to-date with all changes to your system. If there are errors, the monthly questions will inform you and help you avoid errors in your system. The files above can help you keep track of any updates or changes you may lose due to rare records.

Specialized Reports

Professional reports can serve as a guide to learn critical skills for those who do not invest in a business or do not have training in the stock market. The first significant benefit is the “True Wealth Manual.” Second, the Bit Stocks guide can explain how to harness the benefits of using data to achieve a 100% investment income. The third is a magic number. You can find formulas and numbers that work for you by choosing the right investment.

Finally, the D30X methodology shows you how to use profitable assets to discover 100% returns. Mixed signals can help you trade long or short, depending on your investment style.

Portfolio

Source: profinanceblog.com

The biggest benefit you will get from the True Wealth is an investment portfolio.  These investment tools include a list of purchase dates, dividends, earnings, earnings, prices, and more valuable information. Every suggestion usually brings some return, although there is still the possibility of a loss.

However, such a situation is rare. Instead, one or two investments will help pay for your site’s membership and bring you more value over time. After using your wallet to your advantage for the next six to nine months, you will start to see higher returns at a faster rate.

Extra Features

Many other attributes make this package attractive in comparison to any of the above specifications. First, Chart Bank is a detailed overview page that contains data regarding the current investing condition that is easily understandable. A full map takes less than five minutes every month in one well-organized tab and will keep track of all your savings.

Who Is Dr. Steve Sjuggerud?

Source: ispot.tv

The stock market is all about equality as it offers the same opportunities to all budding investors. Even if you are from the USA, you can invest in other countries/regions like Singapore, the Philippines, and even the European markets. In this sense, your success depends mostly on your research and financial plans. When it comes to planning, it should be noted that the financial plan should resemble a bamboo that will move with the wind, including news updates, current trends, stock values, and management decisions of the target company.

If you need help selecting the right actions, you can make your action selection suggestions here. When it comes to stock markets and ETFs, one of the best-known boards is True Wealth, run by two people – Dr. Steve Sjuggerud (editor) and Brett Eversole (principal analyst). We bet it is not the first time you have heard of Dr. Steve since he was featured in various media outlets, including Fox Business, Bloomberg, CNBC, and many other major financial and news institutions.

He has a Ph.D. in the financial field. This aided him to become a very successful financial advisor and stockbroker. He has more than 25 years of expertise in this industry, and is known to be one of the “professionals” who know what they’re talking about. We found some of his suggestions to be perfectly accurate, as the situation in early 2003, when he said the price of gold would rise sharply. Moreover, do you know what happened a month later? The price of gold actually increased! So far, his predictions have been accurate.

He is the co-author of four major books on financial freedom, currency crises, strategies for popular financial instruments, and the Investor’s Bible. All the books were rated 4 to 4.5 stars upon review, reflecting his financial advice’s reasonableness and feasibility. Additionally, he is editor-in-chief of other investment councils, including True Wealth , True Wealth Opportunities: China, and True Wealth Estate. You can also check out reviews of upstart.com and offer code if you want to use it!

Is True Wealth  Legitimate?

Let us discuss how the mechanism operates and make this True Wealth Programs analysis more comprehensive. Second, purchase a membership and build a True Wealth Scheme web profile. After registering, check the monthly updates and editions page to understand any errors you may encounter when using the program. After doing this, follow the instructions on the home page and then go to the instructions—more information on how to start investing.

Are There Any Alternatives?

Source: backupurl.com

Are there other main ways to earn passive income? AutoTweets is one of a few programs we would suggest. It is a simple application that helps you earn by posting and advertising niche projects on Twitter. To become a member, you only have to pay for their services.

After receiving your guide, you can follow the step-by-step instructions to create a niche Twitter account. Once done, AutoTweet will automatically log into your Twitter account and post it on your behalf. With each service effectively promoted by your social media advertisement, you will get a fee. You can build up to 9 other accounts via the app. No matter how much engagement your portfolio has, you will retain your residual profits.

Conclusion

True Wealth  is a legal and useful tool that can help you learn how to invest appropriately. For rookies or experts, the simplicity of its use, the charts’ description, and the opportunity to monitor your finances monthly make it a perfect app. As the popularity of passive income increases, more people will seek investments. However, most people do not have the time to participate in the research, bringing more benefits actively. We can recommend using True Wealth, which is one of the best passive currencies. We hope you found enough information in our True Wealth  review. If you want to apply online for GetInkPreferred.com, here is an ultimate 2023 guide and review!

Biometric Authentication in 2023: Reliability, Implementations and Applications

Source: economictimes.com

Biometric authentication refers to identifying individuals through unique biological traits such as retinas, irises, voices, facial characteristics, and fingerprints. Biometric authentication is generally considered to be a more reliable and faster way to identify users/individuals because biometric data is unique to each of us. Nobody can change it. Apart from ensuring identity assurance, biometric authentication is very easy and often is a simple one-step solution for users like Apple’s Face ID. It also enables easy fraud detection as biological and behavioural traits cannot be hacked or duplicated.

Businesses are adopting biometric authentication since it allows them to ensure security of their customers that entails higher customer satisfaction  and conversion rates as well as better protection of their business ecosystems from malware, bots and cybercriminals. By 2023 identity corroboration hubs will displace existing authentication platforms in more than 50% of large and global enterprises. An identity corroboration hub ensures management of a true digital identity tied to a person with real-time monitoring authentication.

In 2023, overall digitalization of all businesses was accelerated by the COVID-19 pandemic. In order to reduce physical contacts between consumers and devices, banks and other financial services providers take advantage of biometric authentication software. Fingerprints, facial and voice recognition are becoming extremely popular ways to authenticate a user for payments. According to a survey commissioned by Visa a few years ago, 86 % of the respondents were interested in biometric technologies to verify identity or make payments. Nearly half of those surveyed said that they would think of leaving a bank or mobile services provider that would not offer biometric authentication in the future. When it comes to the shift in payment patterns, Visa indicates that amid the pandemic overall contactless usage in the USA has grown 150 % since March 2019.  Let’s have a look at a few examples below.

Source: ibeta.com

In Romania, UpRomania, a financial services provider, presented its customers PayByFace app for payments enabled by facial recognition technology to reduce physical contacts in affiliated stores.

Amazon has recently announced Amazon One palm-based scanner for “real-world” shops. The solution will be first tested at Amazon’s stores in Seattle. Customers are not supposed to press their palms down on the device itself. The scanner uses the information embedded in their palm to create a unique palm signature that it can read every time they use it. Amazon emphasizes that customers’ palm images are encrypted and sent to a secure area in the cloud, where relevant signatures are issued.

Google is also said to test biometric fingerprint payment features for desktop. It is supposed that biometric software is being developed for fingerprint-enabled enrollment and authentication in partnership with Stripe, payment processing platform.

MasterCard and Idemia are cooperating to release a biometric card that utilizes a fingerprint to authorize transactions at physical payment terminals. The card named F.CODE Easy leverages the seamless experience of biometric authentication of a smartphone and transfers it to a smart card.

“As people make a permanent move to contactless transactions, the biometric card promises more choice and greater security for consumers. With Mastercard’s focus on digital commerce, this solution is a testament to the innovative partnerships Mastercard cultivates and its mission to provide fast, frictionless payment experiences that are protected at every point,” said Mr. Matthew Driver, Mastercard’s Executive Vice President, Services, Asia Pacific.

Source: csoonline.com

China UnionPay, the country’s biggest card provider, has also certified its first biometric fingerprint card technology. UnionPay’s biometric payment cards will make use of IDEX Biometrics, Norwegian company specializing in fingerprint imaging and recognition software. This event is expected to boost mass biometric technology adoption in China since UnionPay supports more than half of all cards issued on the global brand networks.

Facial biometrics has also become an extremely popular benchmark for authentication. Apple’s Face ID is one of or even the most well-known consumer facial biometrics systems, which takes advantage of a grid of infrared dots to measure the physical shape of a user’s face. Even though Face ID verifies users wearing sunglasses or thick beards, wearing masks due to the COVID-19 outbreak is a hassle for the technology. In May 2023, Apple removed the delay in failing to verify the user’s face and showing a passcode for an alternative authentication.

In July 2023, the National Institute of Standards and Technology (NIST) (USA) reported that the accuracy of facial recognition solutions had reduced significantly in matching digitally applied face masks with photos of the same person without a mask. Masked images recognition failure varied from 5 to 50 percent. The NIST research team revealed that the more of the nose a mask covered, the lower the facial recognition accuracy was. Besides, the shape and color of a mask also affected users verification. Black masks degraded the authentication process compared to surgical blue ones.

However, some experts in the industry see another problem here.

Source: securitybrief.com.au

“Modern face recognition relies quite heavily on the area around the eyes. The old paradigm – measuring the geometry of the shape of the face in general – that was obsolete five years ago”, says Andrew Bud, chief of iProov, facial verification services provider. According to him, the problem with masks is that they make genuine presence assurance too complicated. “Most genuine presence assurance solutions will struggle to deal with a large mask covering the majority of someone’s face,” Mr. Bud adds. Iproov developed an alternative to face recognition – Palm Verifier, biometric authentication software for recognition through a picture of a hand. Ultimately, as the company puts it, users should change their attitude toward facial verification and briefly take their masks off.

A trend to watch in 2023 and in the near future related to the issue of authentication failures is the use of multi-factor biometric authentication. The combination of different types of biometric traits improves security because the chance of spoofing fingerprint and iris data is nearly zero. An enhanced security level could also be added through liveness detection technology. Biometric software companies incorporate biometric samples of liveliness into their solutions preventing customers’ systems or devices being spoofed by a photo or 3D mask. For example, Selfie-Check software asks users to turn their heads to left, to the right, or make random head movements to confirm their identity.

Another trend in biometric authentication is utilizing behavioral biometrics software. Behavioral biometrics solutions track a person’s traits and micro-habits like voice, keystrokes when typing, navigational or engagement patterns etc. The system can revoke the access to a user if their typing speed or mouse cursor activities differ from how they usually look like. Authentication based on behavioral biometric data generally takes place without the knowledge of a user. Users can give their consent to data collection at the point of enrolment, but they might not be fully aware when exactly it happens.

This makes behavioral biometrics inferior to other types of biometric authentication in terms of users’ privacy. Users want to know how their data is used and where and how long it is stored.

Source: arkanosoft.com

“Recently, we have seen a number of attempts to establish legislative frameworks for biometric data. In Europe, the General Data Protection Regulation gives control to individuals over their personal data and establishes the regulatory environment for businesses. The GDRP addresses biometric data, as well. In the U.S., relevant privacy laws became effective in some states in 2023. Thus, in California, the Consumer Privacy Act (CCPA) entered into force on 01 January 2023. In March 2023, New York residents received protection of their information through the adoption of the Stop Hacks and Improve Electronic Data Security Act (SHIELD Act). Both these regulations provide safeguard to biometric data and impose relevant data security requirements on businesses.” – comments Vladimir Antonovich, Chief Operational Officer at Elinext.

Increased regulation efforts will likely continue in the near future as biometric software initiatives escalate.

Biometric authentication market represents a fast-growing opportunity both for software development companies and their customers. Secure and personal identity verification utilizing biometric data help users prove their identity, make payments, gain access to information, unlock devices, etc. in a number of industries from banking to airport security systems. Amid the pandemic, contactless biometrics software is definitely not something that will disappear.

Top 5 Reasons Why Day Traders Love the VWAP

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When day trading, traders often use stock charts to look for price changes and movements that can signal when it’s time to buy or sell stocks. Many strategies for intraday trading rely on these charts, and professional traders know what benchmarks or indicators to look at when executing these moves.

One such indicator is the volume-weighted average price, which is the combined average of both a stock’s value and its price. It’s calculated by multiplying the average price and number of shares that are traded each minute by the total number of shares that have been traded in a given period.

The volume-weighted average price is useful for day traders because it can be used to indicate how a specific stock is trending or what the true current value may be. With that said, here are the top five reasons why so many day traders loves this and how they base their strategies on it.

1. Breakout Strategies

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Long traders, those who buy low and sell high, love this because it helps them indicate where they should enter and exit at. Typically, they’ll wait for the share price to move well below the volume-weighted average price and will buy into a stock at that point.

Then, they’ll either patiently wait for the price to reach the volume-weighted average price again before selling, or they’ll set a stop limit to automatically sell their shares for a price much higher than this.

This is called a breakout strategy because they’re betting that the stock will break out of its current position and trend higher, back towards the higher volume-weighted average price range. It’s a type of mean-reversion strategy, which is any strategy that is based on the belief that a stock will eventually return to its average price.

2. Pullback for Shorts

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Short traders, meaning those who take up short positions, use the volume-weighted average price to execute pullback strategies. Pullback actions are something every professional trader is familiar with because they are often very predictable after a stock has experienced a spike or a sharp increase in share price value.

Day traders will often enter into a short position based on a VWAP indicator by borrowing shares of a stock through their broker when the current price is well above it. They will then immediately sell the borrowed shares while the price is still well above the volume-weighted average price line.

Once they see the stock’s value drop below that line, which is often a natural pullback, they’ll purchase shares of the stock and return them to the broker to make a profit.

3. Measuring Volatility

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Many professional traders see value in using this as a way of gauging volatility in the markets. If the intraday VWAP seems to stay between both the recent high and low price points for the day, this often means that a stock is experiencing high volatility in the market and it may continue like this throughout the day.

Even if a day trader doesn’t necessarily use this to pick an exact entry or exit point, they may look at the VWAPs of different stocks to decide which ones have enough current volatility to trade on.

In other words, these types of traders may prefer to use their own judgment and experience to choose when to buy and sell a stock, but they’ll use the volume-weighted average price indicator to tell them which stocks are worth their time on a given day.

4. Estimating Market Sentiment

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Some day traders love the psychological aspect of trading because they can make money by predicting how other traders will react based on their thoughts. These types of day traders love using the volume-weighted average price as a way of measuring current market sentiment.

In general, when a stock’s share price is above the recent VWAP, this is an expression of bullish sentiment. This normally means that there are more bearish feelings towards a stock at that particular moment.

When there is a sharp swing lower and the VWAP continues to move into a steeper downward trend, this is often a sign that bulls are liquidating their positions and exiting in droves.

5. Gauging a Stock’s Strength

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There’s a lot that can be told about a stock by looking at its volume-weighted average price. Professional day traders understand this and often use this as a way of looking at weaknesses or strengths in stocks.

If a trader notices that a stock’s share price is below the volume-weighted average price and making moves towards it but isn’t crossing it, this is often a sign that a stock is weak and may be unlikely to move higher later in the day.

The opposite is true if it’s noticed that the share price is above the volume-weighted average price and is rarely crossing the threshold to move below it. This usually means that there’s a certain level of strength behind a stock and there’s a good chance that it may extend to a higher price soon.

A stock that continues to test a certain point above or below the volume-weighted average price is often signaling to a trader that there’s a reason why it’s doing this.

Parting Advice

Learning how to use the volume-weighted average price in trading has a positive side effect on new traders in that it teaches patience. This helps to prevent impulsive behavior, which is an investor’s worst enemy. At Stockentrypoints.com, we cover many different strategies for day trading based on indicators like the VWAP, but we also stress the need for having patience when trading.

Lastly, using the volume-weighted average price can help many day traders, but it’s important to note that it’s not a substitute for good, old-fashioned prudence and trading experience. Those who use the volume-weighted average price should still exercise sound judgment when doing so.

5 Common Myths About Composite Decking – 2023 Guide

Source: deckorators.com

When it comes to composite decking there are many misconceptions. This mainly refers to appearance, material, maintenance, installation, etc. So, each of these misconceptions arose because of one thing. As you know, wooden floors have been considered the best choice for many years. However, when you think a little better, sometimes this material is not so practical and is very demanding to maintain. What does this refer to?

We primarily mean rotting, insect infestation, mold  and the like. These are just some of the common causes of poor appearance and condition of floors. Of course, there is also moisture as the biggest enemy of such floors. However, a much better alternative has emerged that has become a really popular choice for several reasons. In addition to attractiveness, these floors offer excellent guarantees as a result of fantastic engineering ideas and investments.

So, in addition to huge popularity, you can still encounter early myths. To read some of them, keep reading and find out in the text.

1. Composite material is the most expensive

Source: somerlap.co.uk

A lot of people are hesitant when it comes to installing composite decking for several reasons, and one of the primary ones is the price. Regardless of the fact that it is justified, individuals believe that wood is a much cheaper and better option. So, this is a delusion. Composite material is very cost effective in the long run and you can even save money if you compare it with other materials. To understand its value, simply pay attention to the initial and long-term costs. The numbers will tell you everything.

When it comes to start-up costs, it will depend on the line of composite material you choose. However, when you compare it with any other choice of floors such as wood, you will realize that there is a minimal difference. After a while, you just need to continue to maintain these floors without much effort. For example, you will have to coat the wood with gloss, sanding and the like after a short time. In the end, this investment will cost you much more.

2. It is not good for the environment

Source: pavingsuperstore.co.uk

This is another untruth. Manufacturing companies really care about the environment by using recycled plastic next to wood. In this way, they make sure that during the construction production, as little material as possible ends up in the landfill, which is automatically better for our environment. Of course, in addition, a large number of trees or hectares of forest are saved annually. Another fact that you may not have known is that composite decking does not need color like the others.

Therefore, it is not necessary to use heavy chemicals during production, but also during maintenance after installation. As you know, too many chemicals have a very bad effect on the environment and cause many health problems as well as air pollution. All this shows that the production of composite floors does not endanger the environment, while for some other materials we cannot claim that.

3. It looks too synthetic

Source: thespruce.com

This is something that started many years ago and only because the first composite floors on the market were less realistic. Today you can find some fantastic examples of very realistic ones that will not spoil the natural look of the space in which you install the floors. So, this is another myth that originates from the first generations of composite decking. Given that the situation has changed drastically and that the science of materials has advanced significantly, very few people think this nowadays.

Fortunately, this means that a large number of people can enjoy this amazing material and thus adapt its design to any room. In addition, its quality will allow you to enjoy its appearance for many years, because it is resistant to paleness, moisture, etc. This means that I can really afford you a lot of beautiful things besides aesthetic value.

4. Does not need to be maintained

Source: thedeckingsuperstore.com

Regardless of their quality and beauty, it must be maintained like everything else. In order for them to stay like this for as long as possible, we suggest that you do not be guided by this myth, but that you take proper care of your decking. So, you don’t have to work too hard. Their characteristics are responsible for the great resistance and thanks to the fantastic construction material, they can really last a long time. However, certain items must be adhered to when it comes to cleaning these floors.

Do not compare them with traditional wooden floors, composite decking requires much less maintenance. In order to do this job properly, you need to follow the basics. In the first place is the use of appropriate objects and means. This means that it is enough to spray the surface with a hose, then rub with mild soap and warm water. Carefully choose a scrubbing brush, make it softer. Rinse it all over again with water and don’t forget the coating as protection against moisture. You can learn more here about maintenance and what to do for it to maintain its form for 20-30 years

5. Difficult to install

Source: thedeckingsuperstore.com

Maybe the installation used to be a great challenge, but today the situation is completely different. Like design, many things have progressed over the years and that is why today you can enjoy all the benefits of this material. Either way, one of them is definitely quick installation. So, it is clear to you that this is just another misconception in the series and that you do not have to worry when it comes to installing composite decking. As we said, it is a simple process that every expert will know how to do in a short time.

Conclusion:

You could read some of the most common myths that people encounter, but the most important thing is that you learned the real truth about them. So, myths can arise whatever it is, so be careful and check well before you believe in something. The good news is that the real truth is learned very quickly and we hope we have helped you with that.

3 Secure File Sharing Options to Try in 2023

Source: themerkle.com

The increase in the availability of cloud storage services makes online file sharing easy and popular. What’s more, it has put an end to the traditional file-sharing method that involves burning large files into a disk and then mailing it to the recipient.

Although there are many ways to share files online, only a few of them are secure, especially when sharing big files. However, secure file sharing options, such as FileWhopper, provide end-to-end encryption that protects and ensures the privacy of any shared file.

The continual increase in cybercrime, revealing confidential and personal data from big-brand companies has increased people’s awareness of the need to protect their online data.

Although there are several direct methods to protect your files, such as SSH, SFTP, GPG, and PGP, that utilize public-key cryptography; however, they are technical approaches many home users aren’t familiar with and may struggle to implement. But if you’re a business it’s important to keep your data safe and get familiar with more technical approaches by using a secure solution, such as GoAnywhere file transfer software.

Therefore, we’ll examine existing popular file-sharing options that use end-to-end encryption to protect your online files in this guide.

Secure File Sharing Options

Cybercrime created many security concerns for companies and individuals. The following file-sharing options would help alleviate such problems.

1. FileWhopper

Source: alternativeto.net

This is an online file sharing option that allows users to quickly and safely transfer their large files and folders. It does not provide cloud storage services; instead, it offers file-sharing services, making it possible to share unlimited amounts of data to another person on the internet. Also, users don’t need to store data on the web for an extended period.

The simple client software can transfer files from one person to another; however, you need to be clear on what makes this file sharing option unique before you sign up.

Foremost, to use it, you need to download its app rather than use a web browser. The app has unique features, enabling it to resume interrupted uploads and run in the background; thus, providing a smoother user experience.

The app can also auto-start when you restart your computer. Additionally, it deletes itself once it completes the transfer, leaving no trace on your system. Unfortunately, the app is only available for Windows users, preventing Mac OS users from using this file sharing option. Your recipient also needs a Windows OS to download the files      .

Also, it only saves transferred files on the web for 14 days, giving your recipient a couple of weeks to download the files. You can extend the 14 days for an additional charge. However, you don’t get to access or synchronize the files during that period.

Besides, it uses end-to-end encryption to secure the files and folders transferred. Users can only access the data with a decryption key that they specified before initiating the transfer. Consequently, anyone who intercepts the files won’t be able to access them without the decryption key. Even the app’s developers do not have access to the decryption key.

Furthermore, the platform assigns a unique transfer ID to each file transfer, so it doesn’t store specific file and folders’ names. It also does not use two-factor authentication and thus adding extra protection to your account.

Also, it lets new users make their first file transfer for free as long as it’s not more than 5GB. Afterward, users get to pay per transaction. Besides, pricing depends on the size of the upload. That said, the pricing feature eliminates the need to spend every month, unlike many other sharing options.

If you need to occasionally transfer some files and don’t necessarily need a long-term cloud-storage subscription plan, then this secure file sharing option is the right choice for you.

2. SpiderOak

Source: mobilsicher.de

SpiderOak is a platform that allows users to access, share, and synchronize data using a cloud-based server. SpiderOak also places a strong emphasis on data privacy and security. It uses military-grade encryption to secure your files.

It offers sharing services, cloud storage, and online backups with a ‘zero-knowledge’ privacy environment, granting only the client access to all stored data. Not even the SpiderOak team can access your files.

Besides, SpiderOak has a user-friendly design, making all central device management and the admin console very straightforward to use. It also uses a “drag and drop” feature, which comes in handy when organizing your files.

The platform also offers users access to all applications, such as sharing and backup selection from its centralized device management dashboard. Users can also use the dashboard to set group permissions, manage their accounts, and gain insight into usage.

However, SpiderOak lacks essential collaboration tools that are available in other cloud storage tools.

3. Resilio

Source: resilio.com

Resilio is another file sharing option that uses the BitTorrent protocol to synchronize files. The advantage of this file-sharing option is that unlike many other file sharing options that use cloud storage services, Resilio can sync files directly between two devices.

However, your device and that of your correspondence must be online for you to use Resilio. Resilio secures its file transfers with a 128-bit AES encryption. Resilio is an excellent way to share large files and folders since it uses the BitTorrent protocol design.

Besides, the platform provides three different service levels:

  • Sync Home: This is particularly useful for individuals. It enables users to manage multiple devices for themselves and even family members. It is relatively easy to use. It has a free version for Windows, Linux, and Mac users. Its paid version grants users access to its unique features.
  • Sync Business: This is designed for business to business transactions. It also offers several business-level plans that depend on team size. It has no bandwidth limits and uses end-to-end encryption. It also has data reduction and file-level duplication features.
  • Resilio Connect: this connects enterprises and can handle multiple usages and large data transfers. It’s an enterprise-level platform that aims at providing global companies’ services.

However, Resilio is not open-source. Nevertheless, it’s an excellent and secure file sharing option.

Conclusion

The above file-sharing options will provide the necessary privacy and security for your personal and confidential files. Do you find these file-sharing options useful? If yes, please leave a comment below.

7 Ways To Lower Your Swimming Pool Maintenance Costs – 2023 Guide

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Owning a pool is great and all, but the maintenance costs can sometimes be overwhelming.

And if you are truly concerned about the rising costs of pool maintenance, then you’re at the right place. In this article, we will discuss the 7 ways to lower your swimming pool maintenance costs.

With all that said, let’s start.

1. Don’t Heat It Up Too Much

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It’s safe to say that there are two types of people. We have those who use their pools in the winter, and those who don’t. And if you happened to love going for a swim in the colder months, then your energy bill will be significantly higher.

Every in-ground pool has a heater that runs on electricity. This heater is responsible for maintaining the temperature of the pool. Most households don’t use their pools in the colder months, while others run the heater to ensure a nice warm temperature whenever they go for a swim.

And if you want to lower your maintenance costs, then consider either shutting the heater off during the colder months or lower the temperature.

2. Keep the Filter Clean

Pool owners dread costly repairs. The whole point of having a pool is to clean it regularly to prevent such costly repairs. And the part that is responsible for this is the filter.

The filter unit runs 24/7. But it’s safe to say that things can get inside it which hinders its use. Thus, consider cleaning the filter on a daily basis. This way you’re not only making sure that it works efficiently, but it also prevents costly repairs.

Since the filter also uses power, a great energy-saving tip is to shut it down during the night. This way you’re not only preventing costly repairs but saving money on electricity.

3. Invest In A Pool Cover

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Pool covers are highly convenient because they prevent stuff from getting inside them. Not only that, but there is a hidden benefit to using covers.

Namely, water can very easily evaporate from your swimming pool. Bear in mind that you’ve paid for this water and you’ve heated it. So it would be quite counterproductive for the water to evaporate.

The way water evaporates from your swimming pool is quite easy actually. Not only does it evaporate under immense heat, but also from wind.

Contrary to popular belief, wind only quickens the rate at which swimming pool water evaporates. Thus, you should think of investing in a pool cover.

A pool cover essentially covers the pool. It prevents the elements from getting to it and it also prevents debris from falling into it.

This makes pool covers quite convenient as it does multiple jobs at once. And if there is anything we know about pool maintenance is that every small thing can have a negative effect.

4. Invest In a Self-Cleaning System

The thing that every pool owner hates is having to clean their swimming pool. It might be a boring task, but it is something that everyone must do.

But we’re seeing a rise of so-called, smart swimming pools. What makes them smart is the fact that they’re equipped with their own self-cleaning system that essentially cleans after itself.

The way these systems work is quite simple. The system itself is located on the floor. And the system essentially cleans any debris or algae that might form through time.

This saves you not only the effort but also money. Since you’ll have to maintain it less and less, you will be saving money on maintenance.

For more information on self-cleaning systems, make sure to visit this website.

5. Ensure pH Levels Are Balanced

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Everyone that owns a pool knows how important it is to balance pH levels. By this, we mean chlorine and stabilizer. Chlorine is a chemical that makes the pool safe for usage. The way you make sure that chlorine levels are balanced is by balancing the pH levels.

Not only that but balancing stabilizer levels is also important. Stabilizer makes sure that the chlorine is effective enough to do its job.

By making sure that these two chemicals are properly balanced, you are preventing the need of having to go out and purchase these chemicals just to balance the pH levels.

And if there is one thing we know is that these chemicals can cost a lot of money.

6. Get A New Sanitation System

We’ve gone a long way since the first sanitation system was invented. Ever since we’ve seen how popular salt generators can be for pool maintenance. Salt generators essentially produce chlorine on-site.

This means you don’t have to go out and buy the chemical just to balance the pH levels. But there are even better systems thanks to technological advancements.

Namely, these systems are ozone and UV ozone systems that are more effective than salt generators. The reason why this is the case is simply down to the fact that they require less supplemental chlorine than salt-based systems.

The less they require chlorine the lower the maintenance costs. While chlorine is vital for the pool, having to swim in less in it will be better for you.

So consider getting yourself a new sanitation system.

7. Upgrade Heating

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We talked about heating and how you can lower costs, but if you’re still going to do it then might as well get a high-efficiency heater.

High-efficiency heaters save, on average, $350 for every $1,000 you spend on heating. This makes them nearly 35% more energy efficient than most traditional heaters.

The greatest feature of high-efficiency heaters is that they are 95% more effective throughout the year. They are still gas-powered but you can also find a solar-based heater with hot water panels.

Conclusion

There are dozens of ways how you can lower pool maintenance costs. And these 7 ways will help do just that. So if you’re thinking of becoming more energy-efficient and lower maintenance costs, then consider some of the ways we just mentioned. As always, you can go out of your way and invest more money into an energy-efficient swimming pool, as this seems to be the newest trend in swimming pool energy-efficiency.